Crèdit Andorrà Financial Group
Crèdit Andorrà y de Banco Crèdit
Andorrà (Panamá) en Uruguay
(Representative office of Uruguay)
management Gesalcalá, SGIIC, funds management Valira Capital Asset Management
SGIIC, funds management Insurance ERM, insurance consultant
and broker CA Life Insurance Experts, life
fund investment manager Insurance Crèdit Assegurances, life assurance Financera d'Assegurances, non-life insurance Vincles, actuarial consultancy Social activity Fundació Crèdit Andorrà
collective investments companies
Banco Alcalá belongs to the Crèdit Andorrà Group, the leading financial group in Andorra, a country that has been able to grow and prosper thanks to a favourable legal framework, a stable financial system and a flawless reputation. The soundness of the Group's assets, its solvency, its liquidity and track record make it the market leader in Andorra and a benchmark institution in the international financial system.
The Group has had over 60 years of experience in providing private banking services. It operates in Europe (Andorra, Spain, Luxembourg and Switzerland) and in America (Miami, Mexico, Panama, Peru, Paraguay and Uruguay). It is currently involved in the implementation of a major internationalisation policy.
Crèdit Andorrà has always been characterised for having solvency and liquidity ratios that are above the standards set by Andorran legislation and by the Basel Accords. It has also been given an excellent rating by the international ratings agency Fitch Ratings, with a long-term rating of "A-" and a short term rating of "F2" (data from June 2013).
The Crèdit Andorrà Group was recognised as the best bank to provide private banking services in Andorra in 2013 by the Financial Times group in its magazines The Banker and PWM. Crèdit Andorrà is the first bank in Andorra to receive this award, which is given to entities that occupy a leading position as specialised private banking providers whose excellence is recognised by the international financial community. The Group's international platform was a decisive factor in obtaining the award.
The Banker has also named Crèdit Andorrà as Bank of the Year in Andorra seven times since 2002. The Banker highlighted the bank's first-class management and an excellent solvency ratio, as well as its solid track record based on good results and sustained growth. Furthermore, the list of the world's top 1,000 capitalised banks puts Crèdit Andorrà in 778th place (data from July 2013) and is the first Andorran bank to make it onto this list.
"With more than 60 years' experience, Crèdit Andorrà Group is a leading institution in the international financial system."